What People Actually Say

Real stories from folks who've worked with farentoliva. Not the sanitized corporate version—just honest accounts of where they started and where they ended up.

Financial planning workspace with documents and calculator

Rhys Fitzwilliam

Before

Managing three investment properties without any real structure. Spreadsheets everywhere, tax time was chaos, and I honestly had no idea if I was actually making money or just treading water.

After

Built a tracking system that shows me exactly where I stand. Refinanced two properties based on actual data. Still learning, but now I can see patterns I completely missed before.

Modern office desk with financial planning tools

Tadhg Pemberton

Before

Freelance income is unpredictable. Some months were great, others made me panic. I kept putting off any serious financial planning because everything felt too uncertain to commit.

After

Created a buffer system that smooths out the ups and downs. Set up actual savings goals that adjust based on income. It's not perfect, but I sleep better knowing I have a plan.

Financial review meeting with charts and analysis

Leofric Bannister

Before

Retirement felt like this distant thing I'd figure out later. My super was just sitting there doing whatever super does. I had vague anxiety about whether it would be enough.

After

Actually understand what my super is invested in now. Made some changes that align better with my timeline. Can see projections that feel realistic rather than just hoping for the best.

Two Years Later

Quick wins are nice, but what matters is whether things stick. Here's how people are doing after working with farentoliva for a while.

Portrait of Declan Ashford

Declan Ashford

Started March 2023

Came in wanting to sort out debt repayment. We built a system, paid off two cards, then tackled the car loan. Now he's actually contributing to savings regularly.

  • Cleared 18,000 in credit card debt by September 2023
  • Started emergency fund reaching 8,000 by mid-2024
  • Bought first investment property January 2025
  • Currently planning second property purchase
Portrait of Crispin Oakridge

Crispin Oakridge

Started July 2023

Small business owner drowning in receipts and invoices. We set up proper separation between business and personal finances. Game changer for his stress levels and tax situation.

  • Implemented bookkeeping system by October 2023
  • Reduced tax bill by better expense tracking 2024
  • Expanded business with confident cash flow knowledge
  • Now mentoring other business owners on systems

What You Get From This

Not promises, just what tends to happen when you stick with the process.

Clarity Instead of Confusion

You'll know where your money is going. Sounds basic, but most people don't. Having that visibility changes how you make decisions about everything from groceries to investments.

Systems That Actually Work

We build tracking methods you'll actually use—not complicated spreadsheets that look impressive but sit ignored. If it doesn't fit your life, it won't stick.

Less Financial Anxiety

Not eliminated—let's be realistic—but reduced. When you have a plan and can see progress, the constant worry tends to dial down. You'll still have concerns, but they'll be specific problems you can address rather than vague dread.

Better Conversations With Partners

Money arguments often come from different assumptions about what's happening financially. When you both see the same numbers and understand the plan, those fights tend to become actual discussions.

Confidence in Major Decisions

Whether it's buying property, changing careers, or planning kids—you'll have financial context. Doesn't make decisions easy, but you'll know what you're working with.

Adaptable Framework

Life changes. Income fluctuates. Unexpected expenses happen. The systems we build flex with your situation rather than falling apart when things don't go according to plan.