Learn From People Who've Been There

Our instructors aren't just teachers. They've spent years working through their own financial challenges and came out the other side with clarity. Now they're here to share what actually works when you're trying to get your money sorted.

Siobhan Kilpatrick teaching financial planning

Siobhan Kilpatrick

Budgeting Specialist

Siobhan rebuilt her finances after a career change left her starting from scratch. She knows what it's like to track every dollar and make tough choices about priorities.

Anouk Lindström explaining investment strategies

Anouk Lindström

Investment Foundations

After years of keeping her savings in a basic account, Anouk learned about investing the hard way. She'll show you how to start small and build confidence with your first investments.

Elke Voss reviewing debt management plans

Elke Voss

Debt Strategy

Elke spent three years paying off credit cards and personal loans. She breaks down the psychology of debt and practical strategies that helped her become debt-free by 2023.

Maeve Callahan discussing long-term financial goals

Maeve Callahan

Goal Setting Coach

Maeve understands that money goals connect to life goals. She'll help you figure out what you're actually saving for and create a plan that matches your real priorities.

Student reviewing financial planning materials and tracking goals

What You'll Actually Learn

This isn't theory from textbooks. Each module comes from real situations our instructors faced and the methods they used to work through them.

Getting Your Bearings

Before you can change anything, you need to see where you actually stand. We start with the basics that most people skip.

  • Track spending without judgment for two weeks
  • Calculate your real monthly income after tax
  • List out all debts with interest rates and minimums
  • Identify patterns in how money leaves your accounts

Building a System That Fits

Cookie-cutter budgets don't work because everyone's situation is different. You'll create something that matches your life, not someone else's.

  • Design spending categories that reflect your priorities
  • Set up automated transfers to savings accounts
  • Create buffer zones for irregular expenses
  • Build flexibility into your plan for unexpected costs

Dealing With Debt Realistically

Debt feels overwhelming until you have a clear approach. We'll walk through strategies that have worked for others paying down what they owe.

  • Compare avalanche vs snowball methods for your situation
  • Negotiate with creditors when payments are tight
  • Decide when consolidation makes sense
  • Stay motivated through the long middle stretch

Starting With Investments

You don't need thousands to start investing. Learn how to begin with whatever you can manage and build from there.

  • Understand index funds and ETFs without the jargon
  • Open your first investment account step-by-step
  • Set realistic expectations about returns and risk
  • Create a simple portfolio that won't keep you up at night

Real Progress From Recent Students

These are actual outcomes from people who completed our program between late 2024 and early 2025. Not everyone's journey looks the same, but consistency made the difference.

Emergency Fund Built

Completed January 2025

Started with zero savings and felt anxious about unexpected expenses. After six months of following the program, built up three months of living expenses.

Saved ,700 in emergency fund by setting aside 15% from each pay

Credit Card Cleared

Completed December 2024

Had been making minimum payments on two cards for years. Used debt avalanche method and paid off both cards in eleven months.

Eliminated ,400 in credit card debt using extra income and reduced spending

Investment Account Started

Completed February 2025

Always thought investing was too complicated or required large amounts. Opened first account and began contributing 0 monthly to diversified portfolio.

Started regular investing habit with automated monthly contributions

Next Program Starts September 2025

Our autumn intake runs for twelve weeks with live sessions every Tuesday evening. You'll work through the material at your own pace during the week, then join group discussions to ask questions and share what's working.

We keep cohorts small so instructors can give proper attention to each person's situation. This means spots fill up about two months before the start date.

Program Details

Start Date Tuesday, 2 September 2025
Duration 12 weeks with weekly sessions
Session Time 7:00 PM - 8:30 PM AEST
Format Live online with recordings available
Ask About Joining September Cohort